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The ATM is an interactable that you can find around Neon District. When you interact with it prompts a screen where you can buy E-Cash with Robux.
"The ATMs are state-of-the-art machines manufactured by Econo-Smart Banks to make withdrawing money as easy as can be", stated Kevin Hall, Chief Financial Officer of Econo-Smart Banks. "They allow for statistics on interest rates and other things besides the withdrawal functions as well.
A rival of Econo-Smart, Safe Service Banks, also has ATMs, which are similar to the models of the former. The ATMs of Safe Service are about $1000 per piece while those of Econo-Smart are $1200 per piece.